4. January 2017 08:07
January 4, 2017
Anyone old enough to remember The Jetsons knows how the futuristic family used their flying car or jetpack to get to their “smart home,” where people movers whisked the family from room to room, lights automatically switched on, food appeared at the touch of a button, and Rosie the robot maid cleaned up.
Today, thanks to all sorts of internet-connected devices, you can create your own smart home. You can remotely turn on lights, music, and appliances, automatically adjust temperatures, and even monitor your pets or children while you’re away. But recent headlines also point to some security risks. Just how safe and secure are these devices? And how can you know whether your internet-connected devices are updated to protect your privacy and security?
We think someone out there has the answer – which is why the FTC is hosting a prize competition called the Internet of Things (IoT) Home Inspector Challenge. The FTC is asking people to come up with a technical solution to guard against security vulnerabilities in software on smart devices connected to their homes. The winning tool would help protect people from security vulnerabilities caused by out-of-date software. There’s $25,000 in prize money for the person – or the team – that comes up with the best technical solution, with $3,000 for each honorable mention winner.
The deadline for registering and submitting entries is May 22, 2017 at 12:00 pm EDT. Visit FTC.gov/iot-home-inspector-challenge to check out all the rules and FAQs. You’ll also find more information when registration opens, on or about March 1, 2017.
22. December 2016 09:06
December 22, 2016
As more and more consumers are shopping with mobile apps, fraudsters are following the money. There are fake phone apps popping up that impersonate well-known retailers in order to steal your personal information. Their names are similar to well-known brands, and their descriptions promise enticing deals or features.
But these fraudulent apps can take your credit card or bank information. Some fake apps may even install malware onto your phone and demand money from you to unlock it.
Here are some tips to avoid downloading fraudulent apps:
- Not sure if a shopping app is legit? Go directly to the retailer’s website and see if they promote it. If they do have an app, they will direct you to the app store where you can download it.
- On the web, you can search a brand name, plus “fake app” to see if the company has reported its brand being spoofed.
- Look for reviews of the app before you download – both in the app stores and on the web. If the app has no reviews, it was likely created recently, and could be a fake. Real apps for big retailers often have thousands of reviews.
- Don’t download apps with misspelled words in their description. Many fake apps were created in a hurry. On the other hand, some fake apps look almost like the real thing.
If you’re using apps for shopping, keep records of your transactions. Screenshot or save the product description and price, the online receipt, and the emails you send and receive from the seller.
Monitor your credit card statements frequently; be on the lookout for charges that you don’t recognize.
5. November 2016 07:28
Small livestock operations with 100 or fewer head of grazing cattle can submit applications to enroll up to 200 acres of grasslands per farm in a new Conservation Reserve Program Grasslands program geared specifically for small-scale livestock grazing operations. USDA’s goal is to enroll up to 200,000 acres.
“For 30 years, lands in the Conservation Reserve Program have contributed to soil and water protection and wildlife and pollinator habitat, while playing a significant role in mitigating climate change,” said Farm and Foreign Agricultural Services Deputy Under Secretary Alexis Taylor. “CRP Grasslands recognizes the conservation value of well-managed, working grazing lands and pasturelands.”
Small livestock operations with 100 or fewer head of grazing cattle can submit applications to enroll up to 200 acres of grasslands per farm in a new Conservation Reserve Program Grasslands program geared specifically for small-scale livestock grazing operations. (Photo: stefbennett/Thinkstock)
Taylor also announced that the current CRP Grassland ranking period ends Nov. 10, 2016. To date, the USDA’s Farm Service Agency (FSA) has received nearly 5,000 offers covering over 1 million acres for this CRP working-lands conservation program. These offers are predominantly larger acreage ranchland in Western states.
The new practice for small-scale livestock grazers aims, in part, to encourage greater diversity geographically and in types of livestock operation. This opportunity ends Dec. 16, 2016. Offers selected this fiscal year will be enrolled into CRP Grasslands beginning Oct. 1, 2017.
Participants in CRP Grasslands establish or maintain long-term, resource-conserving grasses and other plant species to control soil erosion, improve water quality and develop wildlife habitat on marginally productive agricultural lands. CRP Grasslands participants can use the land for livestock production (e.g. grazing or producing hay), while following their conservation and grazing plans in order to maintain the cover. A goal of CRP Grasslands is to minimize conversion of grasslands either to row crops or to non-agricultural uses. Participants can receive annual payments of up to 75% of the grazing value of the land and up to 50% to fund cover or practices like cross-fencing to support rotational grazing or improving pasture cover to benefit pollinators or other wildlife.
USDA will select offers for enrollment based on six ranking factors: (1) current and future use, (2) new farmer/rancher or underserved producer involvement, (3) maximum grassland preservation, (4) vegetative cover, (5) environmental factors and (6) pollinator habitat. Offers for the second ranking period also will be considered from producers who submitted offers for the first ranking period but were not accepted, as well as from new offers submitted through Dec. 16.
“Adding a working-lands conservation program to the toolbox is an exciting opportunity for the future of CRP,” said Taylor. “There also are ways that CRP Grasslands could be combined with other traditional CRP conservation practices, such as riparian buffers on the same farm, to create a package that can help keep small livestock operations in production. An example of such a package would be to dedicate the most sensitive land to conservation, while still maintaining the bulk of the area as working grasslands for livestock. USDA would provide cost-share assistance to help farmers install fencing and provide alternative water sources to livestock, as well as annual CRP payments to help the farm's bottom-line.”
In May, FSA accepted 101,000 acres in the grasslands program, with more than 70% of the acres having diverse native grasslands under threat of conversion, and more than 97% of the acres having a new, veteran or underserved farmer or rancher as a primary producer.
Small livestock operations or other farming and ranching operations interested in participating in CRP Grasslands should contact their local FSA office. To find your local FSA office, visit http://offices.usda.gov. To learn more about FSA’s conservation programs, visit http://www.fsa.usda.gov/conservation.
Source: USDA Farm Service Agency
16. August 2016 13:51
From Courier-Journal / Louisville, KY today
A Georgia company has filed documents with the city clarifying its plans to build 276 apartments, along with extensive retail space and a parking garage at 700 E. Main St.
Flourney Development Co. of Columbus, Ga., which has a contract to buy the 2.7-acre property from Service Welding & Machine Co., intends to build a mix of studio and one- and two-bedroom apartments, a minimum of 4,850 square feet of retail space, and a 430-space garage on the south side of Main, between Clay and Shelby streets near the NuLu neighborhood.
The apartments are to go in two, five-story buildings – one facing Main and the other on the corner of Clay and Billy Goat Strut Alley. The units will range from 550 to 1,250 square feet of space. Rents are expected to range up to $2,200 a month.
Flourney said the large structure fronting on Main will have multiple materials, multiple brick and paint colors, and varying parapet heights.
The building on the Clay Street corner, also five levels, will incorporate the facade of an existing building that dates to around 1925.
The project will "enhance NuLu's mixed-use character and focus on sustainability and economic vitality by creating a visually appealing pedestrian environment," according to the company.
Site amenities around the five-story apartments are to include a courtyard with a pool, an outdoor kitchen, a pet wash facility, a fitness center and a clubroom.
The plans show two levels of retail in the northeast corner of the site. The streetscape will feature wide sidewalks, trees and various plantings, and outdoor seating.
Each level of the parking garage, which is to be accessible from both Main and Shelby, will be connected to a floor of an apartment building via a walkway.
13. June 2016 05:29
Family Farm and Forage Day to be held June 18 at
Riverside, the Farnsley Moremen Landing
Family event to highlight historic property’s agricultural history
A fun – and free – family event will take place on the banks of the Ohio River in southwest Louisville on Saturday, June 18th as Riverside, the Farnsley-Moremen Landing hosts “Family Farm and Forage Day” from 10 a.m. to 4 p.m. The event will explore historic and present-day farming with a variety of children’s activities, workshops, talks and booths.
Families can enjoy a milking demonstration featuring “Bluegrass Bessie” the cow; a petting zoo; a Kentucky Proud recipe tasting; music from bluegrass band “Hog Operation” at the pavilion from noon to 2 p.m.; and horse-drawn wagon tours of the historic farm and Farnsley-Moremen house. All events and demonstrations are free, although a suggested donation of $5 can be made prior to tours of the Farnsley-Moremen house.
Featured topics for demonstrations and talks include beekeeping, urban wildlife, food preservation, insect management, farm to table fresh food, Kentucky vineyards, and more. From 2:30 – 3:30 p.m., there will be a 4-H variety show and fashion review on the pavilion.
“This is a terrific family event that combines fun and learning,” said Mayor Greg Fischer. “Beyond the activities of the event itself, I urge citizens from all over the community to come out and see some of the great things that southwest Louisville has to offer.”
“I am so excited to see this wonderful farm event behing held at the Farnsley-Moremen historic property,” said Councilwoman Cindi Fowler, who represents District 14, where Riverside is located. “It is so important to educate the public on how our food gets from the farm to the table and past and present practices of how exactly that happens. I look forward to seeing you at this free event!”
This event is held in partnership with the Jefferson County Cooperative Extension Service and the University of Kentucky’s College of Agriculture, Food and Environment. Other sponsors include Louisville Gas & Electric, Jefferson County Farm Bureau, the Future Farmers of America, the Louisville Water Co., Louisville Public Media and 4-H. A schedule of events is attached.
In addition to Fowler, Metro Council sponsors include Council President David Yates, District 25; Vicki Welch, District 13 and Rick Blackwell, District 12.
ABOUT LOUISVILLE METRO PARKS AND RECREATION:
Louisville Metro Parks and Recreation, a nationally accredited parks and recreation agency, manages 120 parks and six parkways on more than 13,000 acres of land, and operates recreation programs for all ages. Its mission is to create a City of Parks where people can play, learn, grow and be healthy. The mission is accomplished by taking care of all parks properties and creating new ones, by providing safe and diverse recreational programs, and by protecting our public lands and resources for future generations. www.bestparksever.com
ABOUT SOUTH POINTS SCENIC AREA:
South Points Scenic Area is a collaborative project initiated in 2009 by the Southwest Dream Team and community leaders as a way to highlight points of interest and promote economic development in southwest Louisville. The South Points Scenic Area possesses some of the most beautiful scenery and popular attractions in the region, and its attractions see approximately 1.4 million visitors annually. Southwest Louisville is home to 10,000 acres of public park lands, 12 miles of existing Louisville Loop trails and additional miles of publicly accessible riverfront. For more information and to see a map of restaurants, landmarks and other attractions, visit southpoints.org/.
10. June 2016 04:13
21c Museum. 710 W. Main St. “Al Farrow: Wrath and Reverence.” Ends July 15. “Fallen Fruit: The Practices of Everyday Life.” Ends Oct. 31.
849 Gallery. 849 South Third St. Senior Thesis Exhibition. Ends July 8.
Asia Institute-Crane House. 1244 S. Third St. “Satoyama: Tanaka Ryohei’s Musings on the Japanese Rural Landscape Prints from the Collection of Russ and Sheil Mead. Ends Sept. 23. “Kizuna,” by Shohei Katayama. Ends September 23.
B. Deemer Gallery. 2650 Frankfort Ave. Sandra Phipps MacDiarmid, exhibition of abstract works on paper. Ends June 15.
Bernheim Arboretum and Research Forest. Clermont, Ky. “Vanishing Acts: Trees Under Threat.” Ends July 5.
Carnegie Center for Art and History. 201 East Spring St., New Albany, Ind. “Form, Not Function: Quilt Art at the Carnegie.” Ends July 9.
Corner Cafe Gallery. 9307 New LaGrange Road. Don Burchett, paintings; Ann Lawson Adamek, water colors. Ends Sept. 30.
Cressman Center. 100 E. Main St. “Laocoon” by Sanford Biggers. Ends July 2.
Flame Run Gallery. 815 W. Market St. “Fire & Feminity,” all female exhibition. Ends Aug. 29.
Gallery 104. 104 East Main Street, La Grange. “The Louisville Art Center Reunion Show.” Ends June 25.
Gallery Janjobe. Mellwood Art Center, 1860 Mellwood Ave. “Out of the Blues.” Ends July 9.
Garner Narrative Contemporary Fine Art. 642 E. Market St. “Impossible Places,” by Keith Stone. Ends July 29.
The Green Building. 732 E. Market St. “General, Particular Permanent, Passing Mixed Media,” by Mandy Rogers Horton. End June 24.
Hite Art Institute. University of Louisville, Belknap Campus. “Summer Breaks: Labor, Leisure, Lust” an exhibition of prints from the institute’s permanent collection that explores notions of American downtime. Ends Aug. 5.
Horseshoe Southern Indiana Hotel. Lobby, 11999 Casino Center Dr Se, Elizabeth. “Time Was” by Michael Beringer. Ends July 9.
Howard Steamboat Museum. 1101 E. Market St. Reproduction of Victorian era gowns by Ruby Grace Miller. Ends July 10.
Huff Gallery. Spalding Library, 853 Library Lane. Senior Thesis Exhibition. Ends July 8.
Jane Morgan Gallery. 4838 Brownsboro Center. “Paintings of the Parklands.” Ends July 30.
Jeffersontown Historical Museum. 10635 Watterson Trail. The Beatles Memorabilia exhibit from the collection of Paul Ratterman. Ends June 17.
Kentucky Fine Art Gallery. 2400 C Lime Kiln Lane. “Kentucky Sentiments,” by Lynn Dunbar. Ends July 31.
Kentucky Science Center. 727 W. Main St. “The World We Create.” Permanent exhibit exploring STEM through open-ended challenges.
Kentucky Watercolor Society. 4836 Brownsboro Road. Spring in the Bluegrass. Ends July 9.
Kore Gallery. Mellwood Art Center, 1860 Mellwood Ave. “Three Bodies of Work, Go Figure,” by Jeaneen Barnhart, Rhonda Goodall and Michael Alexander. Ends June 30.
Muhammad Ali Center. 144 N. Sixth St. “Shining a Light,” the center’s third annual international photography contest and exhibition. Ends June 30.
Ogle Cultural and Community Center. Lobby, Indiana University Southeast, 4201 Grant Line Road. “The James L. Russell Wonderland Way Collection.”
Paul Paletti Gallery. 713 East Market St. “(based on a true story) and other Photographic Tales,” by David Alan Harvey. Ends July 13.
Portland Museum. 2308 Portland Ave. “New Artists in Portland.” Ends June. 24.
Pyro Gallery. 909 E. Market St. “Botanical Forms,” by John McCarthy, ceramic sculpture and James Norton, photography. Ends July 2.
Revelry Boutique Gallery. 742 E. Market St. “Teacup Serenade,” by Lyndi Lou. Ends June 23.
Speed Art Museum. 2035 South 3rd St. “Kentucky Captured: Photographs Inspired by the Bluegrass State.” Ends July 17.
Studio Post Office. 123 W. Oak St. “Art of the Pin: A Lapel Pin Art Show.” Ends June 30.
Swanson Contemporary. 638 E. Market St. “Secrets,” by Wallace Bowling. Ends June 18.
Tim Faulkner Gallery. 1512 Portland Ave. “Colors of the Night: Light Painting in Portland,” by Zed Saeed. Ends June 29.
Wayside Expressions Gallery. Hotel Louisville, 120 W. Broadway. “Journey,” by Karen Maddox. Ends June 26.
Zephyr Gallery. 610 E. Market St. “Project 13- Re: Place.” Ends Aug. 20.
18. May 2016 14:05
2016 Summer Guide: Festivals
27–29 — Kentucky Reggae Festival: Louiville Water Tower Park (3005 River Road), Fri. 5–11:30 p.m., Sat. & Sun. 2–11:30 p.m. Food by Jamaican Assoc. of Louisville, Caribbean Market with arts, crafts, jewelry, beads and more, extensive lineup of live reggae.
1 — Kentucky Shakespeare Festival’s “Two Gentlemen of Verona”: Central Park, 8 p.m., June 1–5, June 7-12, July 13, 16, 20, 23, features live performances of Shakespeare’s plays for free, kyshakespeare.com.
3–4 — Louisville’s Greek Festival: Belvedere, Fri. 4–11 p.m., Sat. 11 a.m.–11 p.m., Sun. noon–6 p.m., celebrates Greek culture with music, arts and crafts, food and more, louisvillegreekfest.com.
4 — 11th Annual Fest of Ale: New Albany Riverfront Amphitheater, 201 E. Water St., New Albany, Ind., 3 p.m.–7 p.m., Benefiting Crusade for Children, offers over 250 craft and import ales for sample.
4-5 — Butchertown Art Fair: Butchertown (800 and 900 blocks of E. Washington St.), Sat. 10 a.m.–7 p.m., Sun. 11 a.m.–5 p.m., features art, live music and plenty of food and drink, butchertown.wix.com/artfair.
4-5 — Colonial Trade Faire: Oldham County History Center: 106 N. Second St., Sat.–Sun., 10 a.m.–4 p.m., featuring a celebration of 18th century Kentucky culture, oldhamcountyhistoricalsociety.org.
11 — Craft Beer Fest: Jeffersontown (10434 Watterson Trail), 2–6 p.m., 50+ beer, wine and cider tastings. live music, food trucks, jtownchamber.com
11–12 — 10th Annual Art on the Parish Green Festival: Sat. 10 a.m.–6 p.m., Sun., 12–5 p.m., featuring over 90 juried fine arts and crafts vendors, a food court, a beer/wine garden, live music, artontheparishgreen.org.
16 — Kentucky Shakespeare Festival’s “The Winter’s Tale”: Central Park, 8 p.m., June 16–19, June 21–26, July 14, 17, 19, 22, 23, features live performances of Shakespeare’s plays for free, kyshakespeare.com.
17–18 — Lyndon Summer Festival: Robison Park (behind the Lyndon Post Office), Fri. 4–10 p.m., Sat. noon–10 p.m., features rides, fireworks, arts and crafts, live music and more, cityoflyndon.org.
17-18 — Kentuckiana Pride Festival: Belvedere, Fri. 7 p.m. – 12 a.m.–Sat. 12 p.m.–12 a.m., features parades, a beer garden, live music and more, kypride.com.
18 — Family Farm & Forage Day: Farnsley-Moremen Landing, 11 a.m.–4 p.m., featuring wagon rides, petting zoo, music, children’s activities, riverside-landing.org.
18-19 — 9th Annual Louisville Festival of Arts with Craft Marketplace: Paddock Shops, Sat.–Sun., 10 a.m.–5 p.m.; artfestival.com/festivals/louisville-festival-arts-craft-marketplace-paddock-shops-kentucky.
25 — George Rogers Clark Days: Clarksville, Falls of the Ohio State Park, Sat. & Sun. 10 a.m.–4 p.m., reenactors, guest speakers, guided cabin tours, pioneer activities, fallsoftheohio.org.
1 — Kentucky Shakespeare Festival’s “Romeo & Juliet”: Central Park, 8 p.m., July 1–3, 5-10, 12, 15, 20, 23, 24, features live performances of Shakespeare’s plays for free, kyshakespeare.com.
3–4 — Crescent Hill Fourth of July Festival: Peterson–Dumesnil House, 301 S. Peterson Ave., Fri.–Sat. 10 a.m.–10 p.m., pet show, silent auction, antique car parade down Frankfort Avenue, fireworks and more, crescenthill.us.
8–9 — 15th Annual Lebowski Fest: Executive Lawn/Executive Strike & Spare, 911 Phillips Lane, Fri. & Sat. 8 p.m., featuring live music by Black Bear Combo, bowling and a film screening, lebowskifest.com.
15–17 — Forecastle Fest: Waterfront Park, 129 River Road, annual music, art, activist festival, featuring more than 65 bands, artists and organizations, forecastlefest.com.
16 — Brightside/Coca–Cola Volleyball Classic: Seneca Park and Baxter Jack’s, annual volleyball tournament, louisvilleky.gov/brightside.
22-24 — Blues ’n’ Barbecue Festival: Water Tower, with live music, barbecue and more, louisvillebluesandbbqfestival.com
23 — Kentucky Shakespeare Festival’s Bard-A-Thon: 4:30 p.m., “The Winter’s Tale”; 7:30 p.m., “The Two Gentlemen of Verona”; 10:30 p.m., “Romeo and Juliet.”
27-30 — Kentucky Shakespeare Festival’s Globe Players Professional Training Program student production of “As You Like It”: Central Park, 8 p.m., features live performances of Shakespeare’s plays for free; kyshakespeare.com.
12–13 — St. Joseph Orphans Picnic: St. Joseph’s Children Home, 2823 Frankfort Ave., more than 60 booths with games, food, raffles and more, sjkids.org.
18–28 — Kentucky State Fair: Kentucky Expo Center, 937 Phillips Lane, featuring exhibits, concerts, agricultural and commercial displays and more, kystatefair.org.
25–27 — Sellersburg Celebrates: Sellersburg, Ind., Silver Creek Township Park, with food and specialty booths, balloon glow, car show and more.
3-4 — Kentucky Bluegrass Music & Burgoo Festival: Louisville Water Tower, 3005 River Road, featuring live music, local beers, food, children’s activities and more, kentuckybluegrassfestival.com.
11–18 — Jeffersontown Gaslight Festival: Gaslight Square, Taylorsville Road/Watterson Trail, with arts and crafts, parade, balloon glow (dusk Friday), music and more, jtownchamber.com.
24–25 — Louisville Irish Fest: Bellarmine University, Fri. 7–10 p.m., Sat. 11 a.m.–10 p.m., Sun. 11:30 a.m.–6 p.m., celebrates Irish heritage with music, cultural exhibits, vendors, food and more, louisvilleirishfest.com.
27 — Seven Sense Festival: 2100 – 2300 S. Preston St., featuring live music, craft beer, spirits, local food & arts/crafts. A benefit for the boys & girls haven, facebook.com/sevensensefestival
2–5 — Great American Brass Band Festival: Danville, Ky., Centre College, featuring world–renowned brass bands, parade, balloon race, picnic, food and more, gabbf.org.
2–5 — 400 Mile Sale: From Maysville to Paducah, Ky., follow U.S. Hwy. 68 for 4 days of antiques, collectibles; 400mile.com.
17. May 2016 10:19
Louisville first farmers market featuring only organic or environmentally-sustainable producers joins 24 other bustling farmers markets in 2016
While organic farmers remain scarce in Kentucky, shoppers can check out a new farmers market this year composed solely of growers with U.S.D.A. organic certification or who use environmentally-sustainable practices.
The Louismill Farmers Market debuts June 4 on Saturdays in Anchorage, joining two dozen farmers markets in and around Louisville.
Below is the Courier-Journal's 2016 guide to local farmers markets, from Saturday stalwarts on Bardstown Road and in downtown New Albany, Ind. to little-known neighborhood gems like the Crescent Hill market early Friday mornings.
On La Grange Road in Anchorage, producers selling at the Louismill Farmers Market must be USDA-certified organic, sell products composed of at least 80 percent organic ingredients or raise goods "according to humane standards," market manager Lori Himmelsbach said.
As the popularity of the local food movement takes off, consumers increasingly seek certainty that food they are buying comes directly from a grower they can trust.
That is the goal of the Louismill market, which has already attracted the likes of Elmwood Stock Farm, Holden Family Farm, Swanberry Farm and Freedom Run Farm, Himmelsbach said. The market appears as construction continues on the adjacent Louismill organic bakery and pizzeria opening later this year at 12012 LaGrange Road.
IN XTRAS | Are you a subscriber? Download this farmers market schedule
The Louismill bakery and cafe gives a home to owner Tom Edward's wood-fired MozzaPi pizza, stone-ground grits and artisan breads already popular in restaurants, via a weekly bread subscription or through catering events.
The Louismill Farmers Market provides a base for like-minded entrepreneurs, Edwards said.
"People are looking for food that is responsibly farmed," Edwards said. "The market is that conduit. The real communication will happen with the purveyor and the customer. Trust is what we are building."
Freedom Run Farm owner Valerie Samutin is excited to be among the market's first, offering certified organic lamb, beef, poultry, eggs and produce from her Shelbyville acreage in a market with an organic mindset.
"It will become an economic reality for all concerned. I've seen it happen successfully in other cities," Samutin said. "People don't have to go to Costco to get their certified chicken."
Clip the list below. Stick it on your fridge or keep it in your glovebox to find area farmers markets most days of the week.
Reach Jere Downs at firstname.lastname@example.org or 502-582-4669.
Farmers Markets in Louisville
Bardstown Road Farmers Market
1722 Bardstown Road.
Saturdays year-round, 8 a.m.-12 p.m.
Beechmont Open Air Market
4574 S. 3rd St.
8 a.m -12 p.m., Saturday
June 4 - Oct. 10
On Facebook at Beechmont Open Air Market
Crescent Hill Farmers Market
201 S. Peterson Ave.
7 a.m.- 11 a.m., Friday
June 10 through October
Douglass Loop Farmers Market
2005 Douglass Blvd.
10 a.m.-2 p.m. , Saturday, to Dec. 17
Gray Street Farmers Market
400 E. Gray St.
10:30 a.m.-2 p.m. , Thursday
May 16 - Oct. 31
On Facebook at Gray Street Farmers Market
Jeffersontown Farmers Market
10434 Watterson Trail
8 a.m.-12:30 p.m. , Saturday
May 7 - late fall
On Facebook at Jeffersontown Farmers Market
Louismill Farmers Market
12102 LaGrange Road
8 a.m.-11 a.m. , Saturday
June 4 through fall
Lyndon Farmers’ Market
7515 Westport Road
3 p.m.-7 p.m. , Thursday
May 12 – Oct. 27
On Facebook at Lyndon Farmers Market
Mazzoli Farm Market
600 MLK Jr. Place
10 a.m.-1 p.m ., Wednesday
April 26 – late Oct.
Phoenix Hill NuLu Farmers Market
1007 E. Jefferson St.
3-6 p.m., Tuesday
May 24 through October
On Facebook at PhoenixHill NuLu Farmer’s Market
Rainbow Blossom Farmers Market
3738 Lexington Road
12 p.m.- 4 p.m., Sundays, year round
St. Andrews Farmers Market
2608 Browns Lane
3- 6:30 p.m. , Thursday
May 12 through mid-October
On Facebook at Saint Andrews Farmers’ Market
St. Francis of the Fields Farmers Market
6710 Wolf Pen Branch Road
3-6:30 p.m. , Tuesday & 9:30 a.m.-12:30 p.m ., Saturday,
June 7 - Oct. 25
St. Matthews Farmers Market
4100 Shelbyville Road
8 a.m.-12 p.m., Saturday
May 14 - Oct. 8
Southwest Farmers Market
10200 Dixie Hwy. at Valley High School
9 a.m -1 p.m., Saturday
Late May through late fall
U of L Belknap Farmers Market
3rd St & Brandeis Ave.
3:30-6:30 p.m., Thursday
May 19 - Oct. 13
On Facebook at Belknap Farmers Market
Westport Road Baptist Farmers Market
9705 Westport Road
9 a.m -1 p.m., Saturday
April 30 through October
On Facebook at Westport Baptist Farmers Market
Whole Foods Market Farmers Market
4944 Shelbyville Road
3-7 p.m., Wednesday
April 13 through early fall
Farmers Markets in Indiana and Louisville suburbs
Jeffersonville Farmers Market
Location One: Big Four Station, at West Market and Mulberry streets, Jeffersonville, Ind.
9 a.m.-12 p.m., Saturday
Opens May 30
Location Two: Jeffersonville High School, 2315 Allison Lane, Jeffersonville, Indiana
3:30- 6:30 p.m. , Tuesdays
La Grange Farmers Market & Artisans
106 N. Second Ave., La Grange, Ky.
8 a.m-1 p.m., Saturday
May 14 - Oct. 29
Mt. Washington Farmers Market
249 N. Bardstown Road, Mt. Washington, Ky.
8 a.m.-1 p.m ., Saturday & 4-7 p.m., Wednesday
June 4 - Sept. 10
On Facebook at Mt Washington Farmers Market
New Albany Farmers Market
202 E. Market St., New Albany, Ind.
8 a.m. - 1 p.m., Saturday, Tuesday and 4-7 p.m. , Wednesday
Shelby County Farmers Market
1513 Midland Trail, Shelbyville, Ky.
Coots Barn, Shelby County Fairgrounds
Saturday market opens, 8 a.m.-12 p.m., April 23
3-6 p.m., Wednesday runs June 2 to Labor Day
23. March 2016 10:55
New Investors, Here is What You Need to Know About the SFR Market
While the single-family rental market becomes an increasingly more popular alternative to homeownership, B2R Finance, a lender for rental property investors, announced earlier this month that it has become an approved supplier for real estate giant RE/MAX. The goal of the partnership is for B2R Finance to offer more financing solutions for rental property investors through RE/MAX’s sales associates network. About one out of every five transactions conducted by RE/MAX are with investors in the single-family rental space. DS News recently talked with Fiona Simmonds, Chief Development and Administration Office for B2R Finance, and Mike Ryan, EVP for RE/MAX, to discuss the rental market, what investors need to know going in, and the role technology plays in the space.
DS News: What does the opportunity look like now for SFR investors?
Ryan: Twenty-five percent of transactions in the market are all-cash buyers, which is something that we’ve been monitoring in our membership. We dig in pretty deep on the data side. During the downturn, our associates actually became investors, so there’s a lot to look at on the opportunity side.
Simmonds: We were at the RE/MAX R4 Conference a few weeks ago, and it was really interesting to see the types of traction and questions that we were getting. But one thing that was so interesting is the number of owners and the number of agents who came by and spoke to us who are actually in the market and investing themselves. That was really surprising. From our perspective, it just creates additional opportunity on both sides.
DS News: What do investors need to know about the SFR market if they are just getting into the market?
Simmonds: The number one thing is having an education about financing options. We see a number of investors who come in with all cash, which is fairly inefficient if you actually want to get into this and build your portfolio. Having a very good understanding of the options available to you is very important. There are a number of different ways to apply for financing, everything from traditional banks and government entities all the way to the other end of the spectrum, hard money lenders. Each one of those comes with its own set of rules and regulations that may work for some investors and may not work for others. That also depends on the number of houses that you have as well, so those parameters may change as your portfolio grows. One thing that I’ve seen is that some investors shy away from the term “leverage,” or taking a loan to buy a house as opposed to paying all cash for it, but really being able to have a mortgage and make the cash that you have go further by buying additional properties is a great way to grow and generate more cash flow for the portfolio.
If someone is thinking about investing in the SFR market, you have to look at the basics: What kind of rental income would you get, what would the maintenance on the property be, and the purchase price, etc. But having a really good understanding of the finance options available, in my view, is one of the most important things that you need to get smart on before entering the space.
Ryan: From the RE/MAX side, we sell houses. We close deals. We’ve done it better than anybody else in the world for 16 or 17 years. We need expertise on our side when we start getting into other spaces like lending and mortgages. There’s a reason why 25 percent of the deals are cash—because it can be complicated. Their only options might be hard money loans, for example. We have a concierge service with B2R that can stand by our side as we try to close our deals—and not only close the deals, but reach out to people who might not understand that they have other options that they didn’t realize they had when they go out and look at unlocking equity or providing liquidity to themselves or investors.
Simmonds: As part of that, some of the things that we’re working on right now are creating specific, tailored marketing materials to various segments of the population. For instance, in certain geographies, cash-out refinances are very popular. In other areas, refis aren’t as important. Perhaps it’s international investors coming in, or others where they see opportunity with home prices. It really depends on the market, but the way we think about things is tailoring the marketing materials and the educational materials for the borrowers based on the particular locale, because every area is different.
DS News: How can technology enable the transition into the SFR space?
Simmonds: Historically, getting a mortgage has been one of the most difficult processes for anyone, whether it’s owner-occupied or otherwise. We want to help alleviate some of the pain points. This doesn’t indicate that there are lower requirements when it comes to borrower qualifications, but all things being equal, having technology helps facilitate the application process. We see that as a huge differentiator. For instance, with the tools that we have on our website, let’s say you have a RE/MAX agent that is working with a property investor, and they go see a house and it’s something that this investor is very interested in. That person could actually be in the front yard of the house, go to our website, input the information of the home into the tools that we have, get a quote, and rate-lock the quote online. You can do that from the front yard of the house—you don’t need to be in an office or in front of a computer.
The technology is going to continue to evolve and will continue to add enhancements and new steps and processes and tools that hopefully will only further enhance the experience for borrowers.
Ryan: Technology plays a huge role here, especially on the educational side. We proved that during the downturn when we educated our folks on short sales and distressed properties. We have a 24/7 on-demand system that we have here where we train people on changing markets—in this case, it will be the investor market. It will play a significant role at RE/MAX.
23. March 2016 04:47
From Caitlin Bowling / "Insider Louisville" today...
After listening to more than five hours of comments from Old Louisville residents and business owners, the Metro Planning Commission seems to have found a happy medium among the proposed zoning changes in one of the city’s most historic neighborhoods.
“The neighborhood came out and spoke about what they believe should happen in this neighborhood. I would hope everyone involved is pleased,” said Howard Rosenberg, a resident and chairman of the Old Louisville Neighborhood Council.
Changing zoning standards in the the Old Louisville-Limerick Traditional Neighborhood Zoning District split stakeholders, including business owners and residents. The TNZD is a designation that allows the city to set special regulations regarding anything from signs to building use in the two neighborhoods.
Metro Planning and Design Services staff recommended the following changes in advance of Monday night’s Planning Commission meeting:
- Allow live-work spaces in predominately residential areas.
- Expand the neighborhood transition center, which acts as a buffer between the commercial center at Oak and Fourth streets and residences. The staff proposed rezoning 53 properties and allowing businesses to open in some current single-family and multi-family residences.
- Alter sign regulations, including expanding where monument signs can be erected, increasing the size of signs attached to the sides of buildings, allowing marquee signs and other changes.
- Zone all properties in the commercial center and neighborhood transition center C-2, permitting all but a handful of uses, including no car lots or car rental agencies.
For the most part, residents and business owners agreed with the latter recommendation, believing it will attract new retail to Old Louisville by allowing businesses that previously weren’t permitted.
The Oak Street corridor should be as popular as Frankfort Avenue or Bardstown Road, speakers said. It also needs businesses to serve the hundreds of city employees moving into the Edison Center and the employees at data company Genscape, which recently moved to Old Louisville.
“Oak Street should be flourishing, but it is not,” said Barry Alberts, managing partner at CityVisions Associates, which consulted for the Old Louisville Neighborhood Council.
No one could pinpoint exactly why it’s not, however.
Property owner Kim Mowder said she’s struggled to bring businesses into her property at 103 W. Oak St. despite speaking to 80 potential tenants. One qualified tenant said the neighborhood wasn’t walkable enough, she said, and another claimed city employees discouraged them from opening a business in Old Louisville, citing cumbersome restrictions.
Speakers in favor of the planning staff’s recommendations fought hard for the C-2 zoning change but did not feel strongly about expanding the neighborhood transition center. A neighborhood leader said that recommendation came from planning staff, not from conversations with residents and business owners.
But it’s that recommendation that caused problems for a number of Old Louisville stakeholders. Speakers who stood up in opposition of planning staff’s proposed changes presented a petition signed by 250 Old Louisville residents stating that the expansion of the neighborhood transition center would harm the character of the neighborhood.
Stephanie Bowman got choked up as she asked the Planning Commission to vote down the expansion; her home is among the properties that staff recommended be rezoned commercial.
Bowman said she was concerned that a neighbor would move and a tavern or other business would move in.
“It is completely unrealistic to live next to a business,” Bowman said, adding that the homes in Old Louisville are extremely close together. “Do not force me to move from the home and community that I love.”
Other speakers questioned why the city wanted to grow the neighborhood transition center when building owners were struggling to find tenants for existing commercial spaces.
“How did this Pandora’s box open?” said John Sistarenik, an Old Louisville resident and former chairman of the Old Louisville Neighborhood Council. “Why extend these boundaries when there is so much vacant space now.”
After hearing the opposition make its case, commissioners said expanding the boundaries may be a good move in the future, but it didn’t seem like the right move now.
“Let’s try to get some good things happening on the existing boundaries. Typically, market forces tell us what should be happening,” said Planning Commission member David Tomes.
The Planning Commission unanimously agreed to recommend to Louisville Metro Council that the city change the zoning in the commercial center and neighborhood transition center to C-2, but it only expanded the boundaries of the neighborhood transition center by two properties — 1235 and 1237 S. Seventh St.
The commission also voted to allow live-work spaces in the commercial center and neighborhood transition center, but it is still prohibited in residential properties.
City regulations regarding live-work spaces are less restrictive than a similar rule currently in place for home offices on a residential property. For example, the rule allows for only one non-resident employee but wouldn’t permit a larger company or retail store, which is allowed in live-work spaces.
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